Document Checklist

Here are some common documents required for loan approval

Document Checklist
Individual
  • Application form
  • Passport Photo of all applicants
  • KYC Documents of all applicants (Identity proof, Address Proof)
  • Age proof of all applicants
  • PAN card copy of all applicants
  • Aadhar card copy of all applicants
Non-Individual
  • Application form
  • Passport Photo of all applicants
  • PAN Card copy of all applicants
  • Partnership Deed/MOA/ AOA/ HUF Deed for Partnership firms/ Ltd Companies/ HUF
  • Registration Certificate for VAT/ Sales Tax/ Service Tax/ Excise/ GST/ Shop Establishment
  • Latest List of Directors and Share Holding Pattern of Company Certified by CA
Salaried
  • Latest Salary Slip for latest 2 Months/ Salary Certificate with deductions
  • Form 16 latest year
  • Latest 6 months Bank Statement of all operating a/cs including salary a/c
Self Employed
  • Latest Copies of ITR with Computation for 1 yr/ 2 yr
  • Latest Profit & Loss Account, Balance Sheet, along with all schedules for 2 yrs
  • Latest Audit Report, Form 3 CB / 3CD for 2 yrs
  • Latest 6 months banking of all operating Savings, Current, OD/CC a/c’s
  • All Agreements/title deeds / Approved Plan etc.
  • Share Certificates / Allotment letter / Possession letter etc.
  • Payment receipt / Demand Letter etc.
  • House tax receipt / Mutation order etc.
  • Sanction Letter / Foreclosure Statement / List of Documents / Loan Statement of latest 12 Months (Balance Transfer Loan)
  • Rent agreement / bank statement with rent credit reflection
  • Proof of investments like FD receipts / Mutual Fund statements etc.
  • Agricultural land ownership proof etc.