Fees & Charges

View the table below for a detailed breakdown of the loan application fee and the loan processing fee.

Fees & Charges

View the table below for a detailed breakdown of the loan application fee and the loan processing fee.

View the table below for a detailed breakdown of the loan application fee and the loan processing fee.

CUSTOMER TYPE

RATES

Salaried / Self Employed

Attractive Rate Of Interest in the range of 14.00% - 20.00%

LONG TERM REFERENCE RATE

Long Term Reference Rate (“LTRR”) of Capri Global is 22.5% w.e.f 01-Jul-2019

Disclaimer: Interest rates mentioned above are variable in nature & is linked with LTRR of the company which is decided from time to time. It is further dependent on risk profile of customer - professional qualification, stability in earnings and employment, past repayment track record with us or other lenders, external ratings of customers, credit reports, customer relationship, future business opportunities and type of collateral offered etc. All loans are from Capri Global Capital Ltd. Credit at sole discretion of Capri Global Capital Ltd. Terms and conditions apply

UR / MSME TARIFF CARD / FEES & CHARGES GRID - Applicable from 7th January, 2020

Sl.No

Details of Fees Charged

Charges Applicable exclusive of GST

i.

ON APPLICATION

Application Fees (IMD) – Non-refundable

Rs. 3,500/

Stamp Duty Charges & MOE Charges

On actuals

ii.

FROM DISBURSEMENT

Processing Fees

Loans Up to Rs. 10 Lacs – 2% + GST
Loans Above 10 Lacs Up to 40 Lacs – 1.75% + GST
Loans Above Rs. 40 Lacs – 1.50% + GST
For Sahaj Loans – 2.5% + GST

CERSAI charge creation

Rs. 50/- for loans < Rs. 5 lacs and
Rs. 100/- for loans > Rs. 5 lacs

Legal Opinion Charges per collateral

Rs. 3,000/-

Legal Handling Charges (only in Balance Transfer / Resale loans)

Rs. 1,500/-

Valuation Charges

Rs. 2,000/

Subsequent Valuation Charges (only in construction cases)

Rs. 500/-

Document Verification Charges (FCU)

Rs. 750/-

Document Handling Charges

0.1% of Loan amount (rounded off to nearest multiple of 50)

Income Estimation Charges (LIP)

Rs. 1,750 (where applicable)

ROC Lien updation Charges

Rs. 2,500 (where applicable)

iii.

DURING THE TERM OF LOAN

Loan Cancellation Charges

Rs.5,000/

Loan Rebooking Charges

Rs. 2,500/-

PDC/ ECS/ NACH Dishonour Charges

Rs. 750/- per instance

Default / Late Payment Interest Rate

36% p.a. of outstanding dues

Collection Charges (Applicable only in cases of collection executive visits)

Rs. 350 per visit

Recovery (Legal / Possession & Incidental Charges)

On Actuals

Repayment Swapping charges

Rs.500/

List of Documents Retrieval Charges (LOD charges)

Rs.1100/- per instance

Copy of Property Papers Retrieval Charges

Rs.1000/- per instance

Duplicate No dues certificate

Rs.500/

Document Retrieval Charges (Any Other not mentioned above)

Rs. 500/- per instance

Foreclosure & Any other type of Statement Charges

Rs. 500/-

ROI Conversion Charges / Switch Fees / Retention Fees

@Rs. 500/ for each Rs. 1.00 lac of loan amount irrespective of the % reduction in ROI.

iv.

PREPAYMENT CHARGES (FIXED RATE TENOR OF SEMI-FIXED LOANS)

A.

Pre-payment is not allowed in first 12 Months from the date of last disbursal

B.

Amount up to 25% of Principal Outstanding is NIL, Once in any Financial Year

C.

Part-Prepayment amount to be minimum 3 EMI equivalent amount

D.

Prepayment charges (part/ full) to be 5% from 13-24th month from the date of last disbursa

E.

Prepayment charges (part/ full) to be 3% from 25th month from the date of last disbursal

F.

All part prepayments made 12 months prior to the full payment of the loan will be charged at the applicable full prepayment rate at the time of prepayment.

v.

PREPAYMENT CHARGES (FLOATING RATE LOANS AND FLOATING RATE TENOR OF SEMI-FIXED LOANS)

Individuals with loan sanctioned for purposes other than business

Non-Individuals / Individuals with loan sanctioned for business purposes

A.

Amount up to 25% of Principal Outstanding is NIL, Once in any Financial Year

B.

All part prepayments made 12 months prior to the full payment of the loan will be charged at the applicable full prepayment rate at the time of prepayment.

C.

Prepayment charges to be NIL in Floating rate loans and NIL during the Floating ROI tenor of Semi-Fixed rate loans

Prepayment charges (part/ full) to be 5% from 1st-24th month from the date of last disbursal

Prepayment charges (part/ full) to be 3% from 25th month from the date of last disbursal

All charges stated herein are exclusive of G.S.T. as applicable from time to time. All Charges stated above are subject to change at the discretion of CGCL. The above charges are applicable w.e.f. 7th January 2020.

  • BSE Scrip Code –

    531595
  • NSE Scrip Code –

    CGCL
  • ISIN Number –

    INE180C01026
  • Corporate Identification Number (CIN)–

    L65921MH1994PLC173469
2020 Capri Global Capital Limited. All Rights Reserved.