Kaushik is a seasoned professional who brings along an extensive experience of more than 18 years in retail mortgage business. He has worked in diverse functions spreading across risk, policy, products, regulatory framework, credit, sales, team building, new initiatives and development of franchise. He joins us from India Infoline Housing Finance where he has been the Chief Risk Officer and Instrumental in the launch of retail home loans with complete bouquet of products offerings within a very short span. Kaushik was also the Head of Credit & Policy with Indiabulls Housing Finance prior to joining India Infoline. Even prior, he has worked in multiple capacities with ICICI Bank Home Loans & BHW Birla Home Finance. As the Group Chief Risk Officer, Kaushik heads the complete risk infrastructure of our lending business.
Kaushik is a Science Graduate from Andhra University followed by a Post-Graduate Diploma in Business Finance from Indian Institute of Finance, New Delhi.
Mr. Dave is a Chartered Accountant with over 22 years of work experience. His areas of specialization includes Internal Controls , drafting & implementation of Products Policies , Audit & Review of Policies & Processes, Frauds Controls Management , Operational Risk Management , BCP Implementation , Use of Insurance as risk transfer , KYC & AML Risk management , Receivables & Payables Management in Retail Assets Division of Banking & Financial Services Industry covering -- Commercial Banking (Emerging corporate group ,Commercial Vehicles ,Infrastructure funding, Agri. & Tractor Finance , Retail Gold loans) & Consumer Banking (Business Loans , Loans against Property , Housing Finance , Car Finance and Credit Card). He has held various positions in Kotak Mahindra Group like Retail Assets Domain Head in Operational Risk Management , Head Internal Controls in Retail Assets Operations, Regional Operations Controller in Car Finance Division. He has also worked in the consulting division of A F Ferguson.
With degrees in Commerce and PGDBA, and over 18 years of experience in retail assets sales and distribution, he excels in people management, driving business volumes, governance & compliance, customer service, training and maintaining profitability across products handled. He’s held ranks in various Banks and NBFCs such as Kotak Mahindra Bank, Indusind Bank, Reliance Capital, Max New York Life and Dhanlaxmi Bank.
Amit is a Management Graduate and an accomplished professional with rich and diverse experience of more than 15 years in retail Lending and Distribution. Amit holds an expertise in business Development, Team management, Project management, Strategy Alliances & formulation. Over the past, he has extensively worked on spectrum of secured and unsecured products (Mortgage, Vehicle Loans & Supply Chain). Before his association with CGCL, he has been associated with organizations such as HDFC Bank, Reliance Capital, TATA Motors and Dhanlaxmi Bank.<br /><br /> Amit has completed Bachelors in Business Economics from Punjab University and Masters in Business Administration (Marketing & Finance) from Bharati Vidyapeeth, Pune.
Mayur Teredesai is a Chartered Accountant with rich experience of over 15 years in Retail Lending. He specializes in Business Development, Credit Underwriting, Risk Management, Channel & Distribution Management and Strategizing & Executing Projects for Business Expansion & Startups. Over the past 12 years, he has successfully handled various products such as Unsecured Business Loans, Mortgage Loans and Strategic Funding for Commercial Vehicles & Construction Equipment, Auto Lease etc. Before his association with CGCL, he was associated with organizations such as CMS Computers, Kotak Mahindra Bank & Magma Fincorp Limited.
Sourabh Madra is a seasoned professional having rich experience of more than 17 years in BFSI & IT domain with specialization in mortgages and home loans credit underwriting, Policy, Fraud & Risk. His core competencies include credit Policy - formulation & implementation of underwriting strategy and changes in underwriting policy, Process & Control. Sourabh specializes in monitoring the overall functioning of processes, identifying improvement areas and implementing adequate measures. Prior to joining CGCL, he was working with Dewan Housing Finance Limited, where he was the Project Lead for credit underwriting process and policy and was responsible for formulating, implementing and amending the underwriting strategies. Across his career, he has been associated in various capacities with organizations like India bulls Housing Finance Ltd, DELL International Services, GE Money Home Finance, ICICI Bank - Home Finance, Maharishi Housing Development Finance Corporation. Sourabh has completed his B.Sc. from Punjab University and MBA (Finance & Marketing) from University of Rajasthan.
Maheshwar is a law graduate with more than 20 years of experience. Prior to joining Capri Global, he was working with Kotak Mahindra Bank Ltd, where he has handled cases across various secured products and has dealt with ‘written-off’ recoveries for unsecured products. He has been instrumental in conceptualizing, refining and implementing collections policies and legal executions. He is skilled in Fraud Investigation, Financial Risk, Internal Audit, Business Development, and Customer Relationship Management.
Across his noteworthy career, he has been associated with organizations like, Kotak Mahindra Bank, GSL (India) Ltd, S.A Motors, Nexus, ANM Communication Ltd.
Mr. Singh is Law graduate from Mumbai University.
Mithilesh is a seasoned professional with more than 16 years of vast work experience.
He has joined us from India Infoline Finance Ltd, where he was responsible to carry out risk based audit of various processes and implementing technology driven tools to detect fraud at early stage.
His role at IIFL also included effectively managing vigilance & legal issues and also optimizing cost with regular assessment.
Across his career, he was associated with organizations like, ICICI Bank Ltd, Fullerton India Credit Ltd, Reliance Capital Ltd and Magma Fincorp Ltd, Integrated Enterprises Ltd and Way 2 wealth Securities Pvt Ltd.
Mithilesh is an Arts graduate from Patna University and an MBA (Finance & Control) from IFM, Lucknow University.
Mr. Sangar has more than 38 years of experience in Banking & Finance. Prior to joining Capri Global, he was associated with Union Bank of India as General Manager - Credit, where has headed Large Corporate Credit Vertical, MSME Vertical and Mid Corporate & Restructuring Vertical. His role included appraisal and vetting of large corporate and infrastructure project loans, formulation of credit policies. Besides this, he was also handling restructuring of the large & medium borrowal accounts.
Mr. Sangar has also headed Tourism Finance Corporation of India as a Managing Director, where he has dealt with business development and lending proposals for the hospitality sector.
He is a Commerce Graduate from Guru Nanak University , Amritsar and Associate Member of Indian Institute of Bankers.
Mr. Bhaskarla has over 30 years of experience in Banking & Finance, he has specialized in Corporate Credit, specifically in the domain of Credit Risk Management, Credit Analysis, Relationship Management, Credit Administration & Monitoring, Trade Finance and Forex. Prior to joining Capri Global, he was associated with State Bank of India as Asst. General Manager & Unit Head - Corporate Relationships, where he was responsible to assess the term loans, their limits, and appraise the Credit proposals, in line with Bank's Risk and Sectoral policies / norms with a thorough Risk Analysis.
He has a Masters Degree in Science (Agriculture) from Andhra Pradesh Agriculture University, Hyderabad and he is also a Certified Associate of Indian Institute of Banking & Finance (CAIIB).
Ram Kolli is a seasoned Business development professional, who brings along a rich experience of 14 years in in the field of real estate across functions like land acquisition, development, equity & debt investments and advisory. Ram holds an expertise in understanding the real estate market across geographies, his core competencies include sourcing, structuring of transactions and strategies for new product development.
At Capri Global, Ram overseas origination, investment structuring and client relationship management of construction finance business. Before joining CGCL, Ram has worked in various capacities with organizations like Tata Housing Development Company, Redwood Group (Private Equity), ICICI HFC and Larsen & Toubro Limited.
Ram has done his Bachelor in Technology from National Institute of Technology, Warangal and Executive Masters from Indian Institute of Management (IIM), Calcutta.
Vijay is a Chartered Accountant with experience spanning over 13 years in Real Estate Investment, Risk & Portfolio Management and Investment Banking. Vijay joined Capri Global Capital Ltd (CGCL) to pilot the credit operations in construction finance (Real estate).
Before joining Capri Global, he was associated with ICICI Group for more than 7 years handling multiple assignments. In his last assignment with ICICI Home Finance, he was at the helm of Risk & Policy business. Additionally within ICICI group, he has worked at ICICI Venture Funds with Real Estate investments team.
In the past, he has also worked with organizations such as Goldman Sachs and Deloitte.
Mr. Sanjay Jain has over 25 years of rich and varied experience in financial markets, covering Restructuring and Resolution of Stressed Assets, Investment Banking (Debt & Equity Capital Markets, Mergers & Acquisition Advisory Services), Investor Relationship and Project & Corporate financial lease assistance.
At CGCL, Mr Jain spearheads the Asset Reconstruction Business and Stressed Asset Resolution related advisory services besides contributing to various strategic Objectives and Goals of the organization.
He joined us from Asset Reconstruction Company India Ltd where he was positioned as President & COO.
In his role as a President and COO of the company, he was entrusted with the responsibilities of improving efficiency of operations, managing & leading the team for acquisition of assets from Banks and financial institutions and resolution of assets so acquired.
Across his career, he was associated with organizations like JM Financial (Previously JM Morgan Stanley Pvt Ltd), SBI Capital Markets Ltd and M/s PSD Associates, Chartered Accountants
A post graduate in commerce, Mr Jain is also a qualified Chartered Accountant.
Abhinav is a senior professional and brings along more than 16 years of illustrious work experience.
He joined us from Essar Power Limited, where his position was that of Head: Finance-Treasury & Investor Relations while he was also the CFO of one of the assets for finalization of accounts, tax planning & compliances and managing the borrowing book.
During his stint with Essar Power Limited, he was entrusted with responsibilities like formulating business plans, analyzing performance of funds, prioritizing growth opportunities and monitoring inflow and out flow of funds.
In the past, Abhinav was associated with organizations like Abhijeet Group, CLP Power India Pvt Limited, Reliance Energy Limited, ACC Limited (Holcim Group) and Jaypee Group in various capacities.
Abhinav is a Bachelors in Engineering (Electrical) from SRTM University, Nanded and MBA (Business Finance and Management) from The University of Liverpool. He is a CFA.
With degrees in Chartered Accountancy and CS, Mr. Agarwal has spent more than 35 years in financial services, statutory audits, internal audits, bank audits, concurrent audits, management audits, secretarial matters, company law matters, taxation etc.
A Chartered Accountant, with over 16 years of experience in corporate and International tax matters. He has a long and illustrious career in various domestic and multinational organizations, where he has been the driving force for addressing their tax advisory, compliance, personnel tax, litigation and transfer pricing matters.
He has also represented various domestic and multinational organizations before the Indian Revenue and Appellate Authorities on tax matters. His robust experience spans across industries such as aviation, airports, oil and gas, media and entertainment, manufacturing and software development. In the past, he has worked with organizations such as EY, Chaturvedi & Shah and P.P. Shah & Associates.
A Chartered Accountant with MBA in Finance Mr. Gattani has more than 25 years of experience in the areas of Accounts, Finance, Taxation and Corporate Planning.
Mr. Agrawal has more than 20 years of experience in fields of Company Secretarial and Corporate Legal matters. He is a Management & Law graduate (Delhi University) and Associate member of The Institute of Company Secretaries of India.
Mr. Deepak is a seasoned professional with more than 26 years of extensive experience in Information Technology. He has worked in diverse functions spreading Software Development, ERP Implementations, Systems Management, Systems Security, IT Operations and Project Management in different business verticals including Finance, Healthcare, Manufacturing, Animal Husbandry, IT & Customer Support.
Prior to his association with CGCL, he has worked in Dubai and Africa for 14 years as Head of IT with different organizations. His last assignment was with Ujjivan Financial Services Ltd as Chief Information Officer (CIO), where he implemented and managed different systems for Microfinance Business. He played a key role in implementing Banking Technology for Ujjivan Small Finance Bank.
Deepak is a Commerce Graduate from Bombay University followed by a Post-Graduate Diploma in Computer Science. He has completed different Technology courses including Oracle, SAP, Red Hat, Sybase Power builder etc.